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Municipalities Insurance

Insurance for Pennsylvania Municipalities

City and other local governments have specialized insurance needs. Although they operate, in many ways, like businesses, they also have a responsibility to govern and protect their citizens. Associated Insurance Management understands the insurance needs of municipalities, and our insurance specialists will be happy to work with your municipality in order to assess risks and find viable insurance solutions.

Custom Policies for Local Infrastructures

There is no such thing as a one-size-fits-all insurance policy, and this is especially true when it comes to commercial insurance. Your municipality needs a local insurance agent working for you. As an independent insurance agency, Associated Insurance Management keeps customer interest at heart. We work with a large number of top-rated insurance carriers in order to provide the best customizable options for our customers. This way, we are able to provide policies written for the express purpose of protecting your interests rather than the interests of a big insurance provider.

Customizable liability plans that we provide for municipalities include

  • Directors and officers insurance written specifically for city councils and boards
  • Employment practices liability insurance (EPLI) to protect municipalities in the event of harassment or discrimination suits
  • Law enforcement liability coverage to protect local police departments
  • Public entity management liability to protect public officials

There are also certain standard commercial insurance products that municipalities need. These can be customized to fit your community’s situation. Your agent can discuss with you options for

  • Workers compensation insurance
  • General liability
  • Commercial owned and non-owned vehicle insurance
  • Business personal property coverage
  • Data loss protection
  • Equipment breakdown coverage
  • High-deductible and self-insured options

A smoothly operating, well-insured municipality invests in a community and its residents. To keep your local government running smoothly, you need the assistance of experienced professionals. Let the insurance professionals at Associated Insurance Management help you better protect and serve the members of your community with customized municipality insurance. Call today for more information.